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Send and receive money fast with Zelle®

Right in the Chase Mobile® app.
Send and receive money in moments. Plus, instantly access your money – no fees – with Zelle®.
Pay almost anyone you know who has a bank account in the U.S.
Your account information stays protected. You won’t see the other person’s bank account info, and they won’t see yours.
Not a Chase customer? Learn more about Chase checking accounts.
The benefits of sending and receiving money are already in the Chase Mobile app, so there is no new app to download or extra steps to take. Just sync your contacts from your mobile phone to make it easy for friends and family to send you money. Plus, with Zelle® you can split the cost of the bill, and set up future and recurring payments to almost anyone you know who has a bank account in the U.S.
A fast and easy way to send and receive money to almost anyone you know who has a bank account in the U.S. right in your Chase Mobile® app.
And instantly access your money — no fees—with Zelle®.
Next time you’re dining out with friends, use Zelle® to split the cost and send a request right in your Chase Mobile® app.
Answers to the most common questions
It is available in the Chase Mobile app and on chase.com.
Zelle® is our person-to-person payment feature. It is a fast, easy and convenient way to send and receive money from customers at other member banks, such as Bank of America, Wells Fargo and U.S. Bank. For a list of participating banks, please go to zellepay.com.
Until recently, Zelle® was called Chase QuickPay® with Zelle®. While the name has changed, none of the other features/ benefits have changed. It’s just easier to say.
It’s now easier than ever to pay a friend back for dinner, even if he or she doesn’t bank with Chase.
Yes, you’ll need a Chase checking account to use Zelle®. Not a Chase customer? Learn more about Chase checking accounts.
If you’re a Chase customer with a Chase checking account, follow these steps to set up Zelle®:
If you’re a Chase customer with a checking account, but you don’t have chase.com profile:
Yes. You can use Zelle® to send and receive money at no charge. Message and data rates may apply depending on your mobile service provider.
Timing for payments you send:
Timing for payments you receive:
There are no limits to the amount of money you can receive.
The limits on how much money you can send depend on the type of account you’re using:
Keep in mind: These transfer limits are for your combined accounts and may be subject to change.

Participating Zelle® member banks and out-of-network banks set the limits on transfers sent to or received from Chase accounts.
When you use Zelle® your recipients won’t see your account number, and you won’t see theirs. Make sure you send money to people you know and trust in order to help avoid scams and protect your account. We don’t protect or cover purchases if you use Zelle® to pay for goods or services.
Just sync your contacts from your mobile phone to make it easier for friends and family to send you money.
To split a charge in the app, go to your credit card or checking account activity, swipe left on a charge until the "Split" button appears and choose "Split." This will take you into the Request and Split money flow within Zelle® and from there you can choose or add contacts you’d like to split the charge with.
If you’re not enrolled in Zelle® and you have an eligible checking account, splitting a charge will take you to Zelle® enrollment.
If you don’t see the "Split" button when you swipe left, you might have hidden your checking accounts or you may not have an eligible checking account.
Non-Chase customers should sign up with their bank’s online person-to-person payment service or go to zellepay.com for more options. Non-Chase customers can also send and receive money directly through the Zelle® app.
Zelle® is a person-to-person payment service that lets you send and receive money from anyone with a U.S. bank account using an email address or mobile number.
You can use Chase Online Bill Pay for one-time and scheduled payments for your recurring monthly bills (for example, your rent or mortgage, utilities, credit card bills and car payments).

24/7 access to personal banking tools
24/7 access to deposit funds
Helpful technology that saves you time and keeps you in the know
Choose the checking account that works best for you. See our Chase Total Checking® offer for new customers. Make purchases with your debit card, and bank from almost anywhere by phone, tablet or computer and 16,000 ATMs and more than 4,700 branches.
It’s never too early to begin saving. Open a savings account or open a Certificate of Deposit (see interest rates) and start saving your money.
Choose from our Chase credit cards to help you buy what you need. Many offer rewards that can be redeemed for cash back, or for rewards at companies like Disney, Marriott, Hyatt, United or Southwest Airlines. We can help you find the credit card that matches your lifestyle. Plus, get your free credit score!
Get a mortgage, low down payment mortgage, jumbo mortgage or refinance your home  with Chase. In our Learning Center, you can see today’s mortgage rates and calculate what you can afford with our mortgage calculator before applying for a mortgage.
You might be able to use a portion of your home’s value to spruce it up or pay other bills with a Home Equity Line of Credit. To find out if you may be eligible for a HELOC, use our HELOC calculator and other resources for a HELOC.
Chase Auto is here to help you get the right car. Apply for auto financing for a new or used car with Chase. Use the payment calculator to estimate monthly payments.
Whether you choose to work with a financial advisor and develop a financial strategy or invest online, J.P. Morgan offers insights, expertise and tools to help you reach your goals. Check here for the latest J.P. Morgan online investing offers, promotions, and coupons.
Get more from a personalized relationship with a dedicated banker to help you manage your everyday banking needs and a J.P. Morgan Private Client Advisor who will help develop a personalized investment strategy to meet your evolving needs. Contact your nearest branch and let us help you reach your goals.
With Business Banking, you’ll receive guidance from a team of business professionals who specialize in helping improve cash flow, providing credit solutions, and on managing payroll. Chase also offers online and mobile services, business credit cards, and payment acceptance solutions built specifically for businesses.
Chase Bank serves nearly half of U.S. households with a broad range of products. Chase online lets you manage your Chase accounts, view statements, monitor activity, pay bills or transfer funds securely from one central place. To learn more, visit the Banking Education Center. For questions or concerns, please contact Chase customer service or let us know about Chase complaints and feedback.
Chase gives you access to unique sports, entertainment and culinary events through Chase Experiences and our exclusive partnerships such as the US Open, Madison Square Garden and Chase Center.

“Chase,” “JPMorgan,” “JPMorgan Chase,” the JPMorgan Chase logo and the Octagon Symbol are trademarks of JPMorgan Chase Bank, N.A.  JPMorgan Chase Bank, N.A. is a wholly-owned subsidiary of JPMorgan Chase & Co.
Investing involves market risk, including possible loss of principal, and there is no guarantee that investment objectives will be achieved.
J.P. Morgan Wealth Management is a business of JPMorgan Chase & Co., which offers investment products and services through J.P. Morgan Securities LLC (JPMS), a registered broker-dealer and investment advisor, member FINRA and SIPC. Annuities are made available through Chase Insurance Agency, Inc. (CIA), a licensed insurance agency, doing business as Chase Insurance Agency Services, Inc. in Florida. Certain custody and other services are provided by JPMorgan Chase Bank, N.A. (JPMCB). JPMS, CIA and JPMCB are affiliated companies under the common control of JPMorgan Chase & Co. Products not available in all states.
"Chase Private Client" is the brand name for a banking and investment product and service offering, requiring a Chase Private Client Checking account.
Bank deposit accounts, such as checking and savings, may be subject to approval. Deposit products and related services are offered by JPMorgan Chase Bank, N.A. Member FDIC.

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Chase’s website and/or mobile terms, privacy and security policies don’t apply to the site or app you’re about to visit. Please review its terms, privacy and security policies to see how they apply to you. Chase isn’t responsible for (and doesn’t provide) any products, services or content at this third-party site or app, except for products and services that explicitly carry the Chase name.


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